Looking to Cut the Cost of Moving House? Here’s How
If you’ve moved house before, you’ll be all too aware of how expensive it can turn out. If you haven’t, then you’ve got a lot to learn. It’s not just the expense of the actual process of moving you have to think about – it’s so much more than that. There’s the legal fees, the estate agent fees, and if you’re in a property chain then you always run the risk of not selling your current property quickly and ending up losing money on it. However, negatives aside, there is always a way of saving money. If you’re looking to cut the cost of moving house, then here’s how you can turn that into a reality.
In a Property Chain? Look for a Cheaper Selling Option
If you’ve found yourself bang in the middle of a property chain, and selling your current home is proving to be a little bit pricier than you’d anticipated, then we suggest looking for an all round cheaper and easier option.
As we all know too well, estate agent fees can be add up and result in being one of the biggest costs of selling/buying property, but have you ever considered that it’s possible to look for, and find a cheaper option?
Companies that offer to buy your house fast could be a perfectly viable option in this scenario. Not only will they value your house for free, and put in an offer for a cash deal within seven days – but there are also no additional fees included. If you want to sell on quickly and cheaply in order to take some of the pressure and cost from your move, then it’s no bad idea to use a quick sale company such as these. Just be mindful, do your research, and go with a well reputed company.
Make Sure You’re Getting the Right Mortgage for You
When it comes to getting a mortgage, it can be tempting to just go for the first reasonably priced deal you see. However, did you know that if you shopped around, you’d be likely to find yourself a better price?
There are many options such as fixed rate mortgages, variable rate mortgages and more. It’s all about knowing what the right one is for you given your financial circumstances, so remember to do your research and make sure you’re getting the best deal possible. So long as you have a decent deposit ready for the properties in your price range, you can afford to shop around a little!
Likewise, you could even look into moving your current mortgage over if you already have a deal that you’re happy with. Although not all lenders will be happy to go along with this, it’s worth checking with yours if you’re in a good situation with them at current. As they say in the North East of England, “shy bairns get nowt” – basically meaning if you don’t ask, you’ll never know whether they’d have said yes or not. If you’re a good customer, they mightn’t want to risk losing you.
Declutter Prior to Moving
If you’re someone with an accumulation of clutter in your home, that has built up over a number of years, then now is the time to get rid of it.
There’s nothing worse than moving to a new property with loads of old stuff you don’t need – and the weight of it is only going to add to the fees charged by the moving company too. It’s a waste of time, effort and money – so take the time to get rid. Remember, the more stuff that’s in the removal van, the more petrol it’ll use and the more it’ll cost – even if you’ve hired a van to drive yourself.
Because of this, it’s well within your best interests to go full Marie Kondo on your house. Remember the philosophy – if an item doesn’t spark joy, get rid of it!
Ask a Favour
Last of all, but certainly not least – instead of hiring a removal company, call in a favour with friends or family members.
You’d be surprised at how much money you could save by simply asking those who love you best for a hand in moving. Not only will it save you money, but it could make the entire process of moving less stressful and more enjoyable too.
Offer them a couple of beers and a takeaway pizza at the end of the day – even if it means you’re all sitting on unpacked boxes in your new and empty living room. It’s not always about the things we do, it’s about who we do them with.